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Equipment Financing That Lets You Own It

Modern equipment, smarter financing. Get the trucks, machinery, and tools your business runs on, with flexible multi-year terms and affordable monthly payments. The equipment itself usually secures the loan.

  • Own instead of rent
  • Flexible multi-year terms
  • Affordable monthly payments
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No cost to apply. A LendNav specialist walks you through every offer before you sign.

LendNavExample

Your request

Compact excavator

$180,000

Vendor quoteAttached
PaymentsMonthly

Your status

Offers readySpecialist comparing terms with you
Equipment secures itThe equipment backs the loan
Review offers
Own, don't rentMulti-year termsAffordable payments
what can you finance?

The equipment that runs your business

From job sites to kitchens to clinics, Nav Equip covers the equipment that keeps the work moving.

Construction equipmentExcavators, loaders, lifts, and the heavy machinery your crews depend on.Apply nowTrucks and trailersWork trucks, box trucks, and trailers to haul more and take on bigger jobs.Apply nowMachinery upgradesReplace aging machines with modern ones that do more and break down less.Apply nowRestaurant equipmentOvens, refrigeration, and kitchen build-outs for a new or growing restaurant.Apply nowMedical and dentalImaging, chairs, lasers, and practice equipment for clinics and offices.Apply nowTechnologyComputers, servers, and specialized systems your operation runs on.Apply now

The equipment backs the loan

Built-in collateral: because the equipment itself usually secures the financing, approvals often focus on the equipment and your business, and you keep your cash for operations.

Own it: you make affordable monthly payments over a flexible multi-year term, and the equipment is yours. Your specialist explains the rate, term, and any down payment for every offer.

What you'll need to start

  • A short online application
  • An equipment quote or invoice from your vendor
  • Your last 4 months of business bank statements
LendNavExample

Your equipment

Vendor quote
Application
Compare offers
Vendor paid
Put it to work

How it works

  1. 1

    Get a quote and apply

    Get a quote or invoice from your equipment vendor, then fill out a short online application with your last 4 months of business bank statements.

  2. 2

    Compare your offers

    A LendNav specialist compares offers from multiple lenders and walks you through the rate, term, monthly payment, and any down payment.

  3. 3

    Get your equipment

    Sign the offer that fits. In most cases the lender pays the vendor directly, and you put the equipment to work.

Apply Now

Frequently asked questions

Ask another question

Most business equipment, including construction machinery, trucks and trailers, manufacturing equipment, restaurant and kitchen equipment, medical and dental equipment, and technology. If you're not sure, ask your specialist.

A short online application, a quote or invoice from your equipment vendor, and your last four months of business bank statements. Your specialist will tell you if a lender needs anything else.

Often, yes. Whether a lender will finance used equipment depends on its age, condition, and type. Your specialist will match you with lenders that fit what you're buying.

It depends on the lender and the deal. Some programs require a down payment and others don't. Your specialist will tell you up front for every offer.

Equipment financing comes with flexible multi-year terms, usually set to match the useful life of the equipment. The exact term and payment are in your agreement before you sign.

No. Applying and reviewing your offers is free. Any costs of the financing are disclosed by the lender before you accept an offer.

Get the equipment you need

A short application, your vendor quote, and a LendNav specialist who comes back with real financing offers.

Apply Nowor call (914) 712-6669

LendNav LLC is a lending marketplace and does not itself extend credit. Equipment financing and leases are provided by third-party lenders and are subject to underwriting approval, verification, equipment eligibility, and program terms. Rates, terms, down payment requirements, and fees vary by lender, equipment type, and condition, and are disclosed before you sign. Programs may change without notice and are not available in all states.