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Growth Allies

Turn Your Client Relationships into Recurring Income

Join LendNav's partner program. Refer business owners who need funding or payment processing, and earn a share of every deal that funds, plus recurring revenue for the life of the customer.

  • Earn a commission on every referral that funds
  • Earn recurring revenue for the life of the customer
  • Free to join. Sign up online in about 5 minutes
Become a Partner 4.7 Excellent on Trustpilot

Commission rates and terms are set out in the LendNav Referral Partner Agreement.

LendNavExample

Referral update

Your client's loan funded

$150,000

StatusFunded
CommissionEarned

What's next

Commission scheduledPaid by ACH within 30 days
Recurring revenueYou earn again when they come back
View referral
Free to joinPaid by ACHDedicated partner support
who it's for

Built for people business owners already trust

If business owners come to you for advice, you can help them find funding and get paid for the introduction.

CPAs and bookkeepersYour clients trust you with their numbers. When they need capital, send them to a team that will treat them right.Apply as a partnerInsurance agentsYou already know which business owners are growing. Help them fund it.Apply as a partnerReal estate agentsCommercial buyers, investors, and owner-occupied purchases, plus business owners tapping home equity.Apply as a partnerEquipment vendorsClose more sales by connecting customers with equipment financing that fits.Apply as a partnerBusiness consultantsAdvisors who help owners plan and grow can connect them with the right financing at the right time.Apply as a partnerNatural connectorsNo industry title needed. If you love networking and know business owners who could use funding or better processing, you can partner with us too.Apply as a partner

What you can refer

Business financing: working capital, lines of credit, term loans, equipment financing, and business-purpose home equity lines.

Real estate financing: commercial purchases, refinances, cash-out, bridge, and construction loans.

Merchant processing: card processing, POS systems, and terminal upgrades.

What you earn

  • A commission on every referral that funds
  • Recurring revenue for the life of the customer
program guide

Know exactly what to send us

Every program, what it is for, and the documents to collect from your client. Complete referrals get reviewed faster.

Business financing

Revenue-based financing

Fast working capital based on monthly deposits. Good for urgent needs and newer or credit-challenged businesses.

What to send us
  • Signed application
  • 3 months business bank statements
Business financing

Business line of credit

A revolving line the owner draws on as needed and pays back over time.

What to send us
  • Signed application
  • 3 months business bank statements
Business financing

Business term loan

A lump sum with fixed payments over a set term, for expansion, projects, or consolidation.

What to send us
  • Signed application
  • 3 months business bank statements
  • Tax returns for larger amounts
Business financing

Equipment financing

Finance trucks, machinery, and equipment, with the equipment as collateral.

What to send us
  • Signed application
  • Equipment quote or invoice
  • 3 months business bank statements
Business financing

Factoring and asset-based lending

Turn unpaid B2B invoices into cash, or open a larger facility secured by receivables, inventory, or equipment.

What to send us
  • Signed application
  • AR aging (and AP aging for asset-based)
  • Copies of invoices and contracts
  • Business bank statements
Merchant processing

Card processing and POS

Lower processing costs, new POS systems, and terminal upgrades for businesses that take cards.

What to send us
  • Last 3 months of processing statements
  • Business name and contact info
Real estate financing

Business HELOC

A business-purpose home equity line of credit for homeowners who own a business.

What to send us
  • Just the online questionnaire. No documents needed to start
Learn about Nav Equity →
Real estate financing

Commercial real estate

Purchase, refinance, cash-out, bridge, and construction loans for owner-occupied and investment property.

What to send us
  • The online commercial questionnaire
  • Property address and deal details
Learn about Nav Commercial →
Real estate financing

DSCR investment loans

Investment property loans qualified on the property's rental income, with no personal income check.

What to send us
  • Signed application
  • Current lease or rent roll
  • Photo ID and property details

Not sure which program fits? Send us the client and we will figure it out together. Program availability and documents vary by lender, amount, and state.

LendNavExample

Your partnership

Application submitted
Agreement countersigned
W-9 and documents on file
First referral
Client funded
Commission paid

How it works

  1. 1

    Sign up online

    Tell us about you and your business, and e-sign the partner agreement. It takes about 5 minutes.

  2. 2

    Get approved and set up

    Our team countersigns your agreement, usually within 1 to 2 business days. Then you complete a quick W-9 online and upload your driver's license and a voided check or bank letter.

  3. 3

    Refer your clients

    Introduce business owners who need funding or processing. A LendNav specialist takes it from there.

  4. 4

    Get paid

    When a deal funds, your commission is paid by ACH within 30 days of LendNav being paid.

Become a Partner

Frequently asked questions

Ask another question

You earn a share of the commission LendNav receives on every referral that funds, across business loans, real estate financing, and merchant processing. You also earn recurring revenue as long as they stay a LendNav customer. Your exact commission rates are listed in the partner agreement you review before signing.

Commissions are paid by ACH within 30 days after LendNav receives its payment from the lender or processor. You'll get an email confirmation with each payment.

A business owner you introduce who submits a signed application and their recent business bank statements (three months, or four months for businesses in New York and California). Each referral is protected for 21 days from submission.

Every time a client you referred comes back for more funding, or keeps processing payments with us, you earn again, for as long as they remain a customer. To stay eligible, your partnership needs to be in good standing and you need to have submitted at least one new referral in the past 12 months.

Commissions go to the first partner who submits a client. We can't pay a commission on businesses that are already in our system or in an active conversation with our team.

No. Becoming a LendNav partner is free, and there are no quotas or minimums.

Just your contact and business information and an e-signed partner agreement, which takes about 5 minutes online. No documents are needed to sign up. Once we countersign, we'll email you a link to complete your W-9 online, and then to upload your driver's license and a voided check or bank letter so we can pay your commissions.

Ready to grow with LendNav?

Sign up in about 5 minutes. Questions first? Email partnerships@lendnav.com or give us a call.

Become a Partneror call (914) 712-6669

Commissions are calculated as a percentage of the compensation LendNav LLC actually receives and are subject to the terms of the LendNav Referral Partner Agreement, including eligibility, duplicate-referral, clawback, and compliance provisions. Partner applications are subject to review and approval, and the agreement takes effect only upon countersignature by LendNav. Partners are independent contractors, not employees or agents of LendNav. Referring a client does not guarantee approval or funding. LendNav LLC is a lending marketplace and does not itself extend credit.