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Nav Flex

A Business Line of Credit That's There When You Need It

Draw what you need, when you need it, and pay it back over time. LendNav matches you with line-of-credit lenders and handles the legwork, so the money is ready before you need it.

  • Draw what you need, when you need it
  • Simple monthly payments
  • Prepayment options available
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No cost to apply. A LendNav specialist walks you through every offer before you sign.

LendNavExample

Your line of credit

Available to draw

$75,000

Credit line$100,000
Drawn so far$25,000

Your status

Line openDraw again any time you need it
Repaid funds free upAvailable to draw again
Request a draw
Revolving creditSimple monthly paymentsPrepayment options
what's it for?

Credit in your back pocket

Nav Flex is for the costs you can't always predict. Most owners keep a line open for things like these.

Inventory purchasesRestock when you need to, without waiting on a new approval each time.Apply nowSurprise expensesCover a repair or an unexpected bill the day it lands.Apply nowSeasonal swingsSmooth out slow months and stock up before busy ones.Apply nowPayroll timingKeep payroll on schedule while you wait on customers to pay.Apply nowSupplier dealsPay early or buy in bulk when a supplier offers a better price.Apply nowGrowth opportunitiesSay yes to a new contract or a marketing push without draining cash.Apply now

Use it, pay it down, use it again

Revolving: you're approved for a credit limit and draw only what you need. As you repay what you've drawn, that credit becomes available to use again.

Simple payments: you make simple monthly payments on what you've drawn, with prepayment options available. Your specialist explains the rate, fees, and terms of every offer before you sign.

What you'll need to start

  • A short online application
  • Your last 4 months of business bank statements
  • That's it. Your specialist will tell you if a lender needs anything else.
LendNavExample

Your line

Application
Bank statements
Review offers
Line open
Draw as needed

How it works

  1. 1

    Apply in minutes

    Fill out a short online application and upload your last 4 months of business bank statements.

  2. 2

    Review your line offers

    A LendNav specialist compares offers from multiple lenders and walks you through the limit, rate, fees, and payments in plain English.

  3. 3

    Draw when you need it

    Once your line is open, draw what you need, when you need it, and pay it back with simple monthly payments.

Apply Now

Frequently asked questions

Ask another question

You're approved for a credit limit, then draw funds as you need them instead of taking everything at once. As you repay what you've drawn, that amount becomes available to use again.

A short online application and your last four months of business bank statements. If a lender needs anything else, your specialist will tell you exactly what.

Payments are based on what you've drawn and are made on a simple monthly schedule. The exact rate, fees, and payment amount depend on the lender and are spelled out in every offer before you sign.

Prepayment options are available. How they work varies by lender, and your specialist will explain the terms of each offer.

Nav Surge is a one-time amount for an immediate need. Nav Flex is a reusable line you can draw on over time. Not sure which fits? Apply once and your specialist will show you the options.

No. Applying and reviewing your offers is free. Any costs of the financing are disclosed by the lender before you accept an offer.

Keep a line of credit in your back pocket

A short application, four months of statements, and a LendNav specialist who comes back with real offers.

Apply Nowor call (914) 712-6669

LendNav LLC is a lending marketplace and does not itself extend credit. Lines of credit are provided by third-party lenders and are subject to underwriting approval, verification, and program eligibility. Credit limits, rates, fees, draw terms, repayment schedules, and prepayment terms vary by lender and are disclosed before you sign. Programs may change without notice and are not available in all states.