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Business Term Loans with Predictable Payments

Big-picture financing, small monthly payments. Borrow a lump sum for expansion, a large project, or consolidating debt, and pay it back on a set schedule. LendNav compares lenders so you don't have to.

  • Terms up to 10 years
  • Competitive rates
  • Predictable monthly payments
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No cost to apply. A LendNav specialist walks you through every offer before you sign.

LendNavExample

Your request

Expansion loan

$250,000

Use of fundsSecond location
PaymentsMonthly

Your status

Offers readySpecialist comparing terms with you
Set scheduleSame payment every month
Review offers
Up to 10 yearsCompetitive ratesPredictable payments
what's it for?

Financing for your next big move

Nav Term is built for planned investments you'll pay back over time. Most owners use it for one of these.

ExpansionOpen a new location, add a service line, or grow into a bigger space.Apply nowLarge projectsFund a renovation, a build-out, or a major contract from start to finish.Apply nowDebt consolidationRoll several balances into one loan with one predictable payment.Apply nowHiring and trainingBring on the team you need to take on more work.Apply nowAcquisitionsBuy a competitor, a book of business, or a partner's share.Apply nowMajor purchasesSpread a large cost over time instead of paying it all at once.Apply now

One loan, one schedule

Fixed term: you receive a lump sum up front and repay it in predictable monthly payments over a set term, up to 10 years depending on the lender and program, so you can plan around it.

Compared for you: your specialist lines up offers from multiple lenders and explains the rate, term, fees, and total cost of each before you sign.

What you'll need to start

  • A short online application
  • Your last 4 months of business bank statements
  • Business tax returns for larger amounts
LendNavExample

Your loan

Application
Bank statements
Compare offers
Underwriting
Funded

How it works

  1. 1

    Apply in minutes

    Fill out a short online application and upload your last 4 months of business bank statements. For larger amounts, we'll ask for tax returns too.

  2. 2

    Compare your offers

    A LendNav specialist compares offers from multiple lenders and walks you through the rate, term, monthly payment, and total cost of each.

  3. 3

    Get funded

    Pick the offer that fits, sign, and receive your funds. Then repay on a predictable monthly schedule.

Apply Now

Frequently asked questions

Ask another question

Terms go up to 10 years, depending on the lender, the program, and your business. Your specialist will show you the terms each lender offers.

A short online application and your last four months of business bank statements. For larger amounts, lenders usually ask for business tax returns as well. Your specialist will tell you exactly what's needed.

Yes. Many owners use a term loan to pay off several balances and replace them with one predictable monthly payment. Your specialist can show you how an offer compares to what you're paying today.

Term loans are repaid on a predictable monthly schedule. The exact payment, rate, and any fees are set out in your loan agreement before you sign.

It depends on the lender. Some allow early payoff with no penalty and others have prepayment terms. Your specialist will explain them for every offer.

No. Applying and reviewing your offers is free. Any costs of the loan are disclosed by the lender before you accept an offer.

Plan your next big move

A short application, four months of statements, and a LendNav specialist who comes back with real term loan offers.

Apply Nowor call (914) 712-6669

LendNav LLC is a lending marketplace and does not itself extend credit. All loans are made by third-party lenders and are subject to underwriting approval, verification, and program eligibility. Loan amounts, rates, terms (up to 10 years), fees, and prepayment terms vary by lender and are disclosed before you sign. Programs may change without notice and are not available in all states.